Business owners require painless credit card processing solutions. Between accepting credit and debit the process is intentionally complicated by the involvement of third party processing firms, card networks, and banking...
Accepting cash as the only means of payment is not acceptable anymore in 2018. Paying with "plastic" has become the norm as many people carry very little cash around these...
In order for your E-Commerce website to thrive, you must be able to process cards on-site. PayPal is a good addition, but your own processer is essential.